The Student Loan Overhaul No One Voted For

How the OBBBA rewrites repayment rules, eliminates old plans, and locks borrowers into decades of federal control. Part 7 of the series.

Stephanie R Williams

and

Pragmotiv

Jul 18, 2025

∙ Paid

As if young people needed another reason to feel as though the American Dream is an unattainable reality, Trump and Congressional Republicans have quietly jammed a massive student loan overhaul into the One Big Beautiful Bill Act (OBBBA). Tucked between billions for border walls, deep cuts to the safety net, and flashy tax-free “Trump Accounts” for mino…

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